Spain Golden Visa 2025: Everything You Need to Know About Property-Based Residency

The Spanish Golden Visa (Ley 14/2013) has allowed non-EU nationals to obtain Spanish residency through property investment since 2013. In 2025, it remains one of the most sought-after investor residency schemes in Europe.

The Basic Requirements

Minimum investment: €500,000. This amount can be a single property or a combination of lower-value properties — as long as the total reaches €500,000. The portion financed by mortgage does not count toward the threshold.

No requirement to live in Spain. Maintaining the residency permit requires only a single annual entry into the country. This makes the Spanish Golden Visa particularly attractive to those who don't wish to fully relocate.

What Does the Investor Receive?

• - **2-year residency permit**, renewable every 5 years2-year residency permit, renewable every 5 years
• - **Free movement within the Schengen Area** (26 countries)Free movement within the Schengen Area (26 countries)
• - **Immediate family members** (spouse, minor children, dependent parents) also receive permitsImmediate family members (spouse, minor children, dependent parents) also receive permits
• - **Permanent residency after 5 years**, Spanish citizenship can be applied for after 10 years (subject to residency requirements)Permanent residency after 5 years, Spanish citizenship can be applied for after 10 years (subject to residency requirements)

Where to Buy?

Among the most popular locations for European investors are Barcelona, Madrid and the Costa del Sol. Arqoon Group specialises primarily in premium properties on the Costa del Sol: in the areas of Marbella, Estepona and Benahavís, where we have recorded annual value growth of 12–18% over the past 5 years.

The Process Step by Step

1. NIE (Número de Identidad de Extranjero) application — Spanish tax identification number 2. Property selection and due diligence 3. Signing of the purchase agreement (Contrato de Arras) with 10% deposit 4. Final deed before notary (Escritura Pública) 5. Land registry entry and Golden Visa application submission

Arqoon Group manages the entire process: from the local law firm and NIE application through to handover.